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Terms of Service

Last updated: 2026-10-31

1. No custody, no financial advice

OverseasDeFi is a software product that reads public on-chain data and delivers educational content. We are not a broker, exchange, custodian, or fiduciary. We do not hold your funds and cannot move them. Nothing on this site is investment, legal, or tax advice.

2. Your responsibility

You are solely responsible for your wallet, your keys, and every transaction you sign. DeFi protocols carry protocol, smart-contract, market, and counter-party risk. You may lose some or all of the value you deploy.

3. Acceptable use

Don't abuse the platform: no automated scraping beyond reasonable personal use, no attempts to circumvent access controls, no reselling of our output. We rate-limit expensive endpoints; we may suspend accounts that burn through credits in bad faith.

4. Accuracy

We strive for correctness but on-chain data is occasionally stale, reorg'd, or rate-limited by upstream providers. Always verify important numbers on a block explorer or the protocol's native UI before making a decision.

5. Account termination

You can delete your account at any time from Settings → Delete Account. We may suspend accounts that violate these terms or applicable law.

6. Memberships bought on our website

Memberships bought on our website are governed by the OverseasDeFi Agreement you sign during onboarding. Where that agreement conflicts with this page, the signed agreement controls.

7. Memberships bought in the iPhone app

Community and Accelerator can be bought in the Overseas DeFi iPhone app as auto-renewing monthly subscriptions through Apple's In-App Purchase. Apple charges your Apple Account when you confirm the purchase. A subscription renews each month unless you cancel at least 24 hours before the end of the current period. You manage and cancel it in your Apple Account settings, and Apple handles billing and refunds. In-app subscriptions are also subject to Apple's Licensed Application End User License Agreement.

8. Community rules

Member chat has zero tolerance for objectionable content and abusive users. Don't post harassment, hate, threats, sexual content, scams, spam, or anyone's private information. Any member can report a message or block another member. We review reports within 24 hours, remove content that breaks these rules, and remove the member who posted it.

9. Contact

Questions? Email roman.rida@overseasdefi.com.